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Background :
Greater Faridpur is a poverty prone district of Bangladesh. The river Padma flows by the side of the district and consequently river erosion devours the lands and crops of the people of this poverty prone area and it has become a common phenomena. Owing to this natural disaster number of landless people and extreme poor are increasing day by day. Moreover monsoon flood is the normal disaster of this area and people cannot cope with it and again in the dry season drought condition creates an extra burden at their daily life. Along with this in greater Faridpur district it was revealed through different statistics of different institutions there is a common phenomena of polygamy, early marriage, frequent divorce for dowry, torturing and abusing of children & women, separation of children from their families without maintenance, malnutrition, hunger, injustice, illness, beggary, widow and destitute.
 
Contemplating the above devastating situation Society Development Committee (SDC) had emerged as a local non-governmental voluntary organization in 1988. Since its inception SDC has been continuing its endeavors for overall development in both economically and socially of the poverty stricken disadvantaged section of society particularly women, children and disabled. From the outset SDC believes and follows a crucial principle that what people have that is the base and build their own organization highlighting on existing progressive elements in the rural area. SDC’s strive is always to uplift the process and provide extra input to accelerate the process of development. In this way SDC promotes the peoples participation, which is the key element and plays a crucial role for enhancing the development process. Recently SDC has attained the age of 18 years. Over the period it has gradually expanded its agenda of activities and is implementing all out programs in 1018 villages, 196 unions and 16 Upazilas of Faridpur, Rajbari, Gopalgonj and Dhaka district. It has 450 experienced and dedicated staffs (Male-285 and female-165) and 35 branch offices and 1 head office for overall program administering and implementation commensurately. Moreover, SDC so far have been able to establish Network, linkage, collaboration, partnership with different local, national and international NGOs/donor agencies, different government institutions as well as different peoples organizations / professional groups (male and female).
 
Vision:
SDC’s vision is to establish just, good governance, exploitation & poverty free; gender equity and environment friendly well established Bangladesh.
 
Mission:
Not relief but release is the principle of SDC and it is focused on the institutional approach of the rural disadvantaged people ensuring their active participation in development process. The participation, access and control over the resources, facilities and also development process is ensured by equally men and women. Developed and strong relation with local, national and international development agencies are given emphasized. Participatory discussion and democratic system is strongly followed regarding resource management and empowerment of the poor and extreme poor for their sustainable development.
 
Goal :
To develop socio-economic status of the poor and extreme poor in view of poverty reduction and livelihood development through commensurate management of resources with an emphasis of women empowerment.
 
Objectives :
a)   To work in the interest of the distressed and oppressed population of the society with the emphasis on such fundamental needs as food, cloth, shelter, health and education..
b) To encourage, stimulate and facilitate on building of organizations through ensuring the participation of poor and extreme poor with the emphasis of women participation.
d)         To motivate and mobilize small groups of target beneficiaries in rural areas and to deposit savings by them
e)           To foster both formal and non-formal education for adults and the disadvantaged children insuring community involvement in this process.
f)         To facilitate the creation of employment opportunities for the beneficiaries so that they would be able to uplift their livelihood as per their aspiration.
g)         To stabilize population growth, protect human health and make them human resources through resorting conceptual training.
h)         To organize and train the deprived section of the rural population as groups of active, patriotic, hard working and self dependent citizens of Bangladesh.
i)          To build the capacity in terms of human and financial management for their own development and to resolve their identified problems.
j)          To encourage in joint and family based enterprise and enhance the process of sustainable income and employment for the rural poor.
k)         To raise the gender awareness from the family to the community level and to ensure women’s access to and control over resources and benefits derived from the projects.
l)          To address the issue of environment degradation and protect by raising awareness and plantation of trees.
m)        To liaise with local, national and international organization / institutions of both GO and NGO in view of establishing strong linkage which would activate for achieving it goal.
n)         To involves in relevant research activities on way to SDC’s overall institutional goal.
o)         To prepare and publish different publication and to disseminate those in view of activating and strengthening the familiarity as well as status of this organization.
p)         To assist activities on the way to the succor of the affected population at the time of natural disasters.
 
Values of SDC:
All level of SDC’s staffs believe and practice the following core values towards attaining its prospective outputs-
 
·          Commitment to work with the people.
·          Sincerity, honesty and discipline.
·          Participation and practice of democracy.
·          Mainstreaming of women empowerment and gender equity.
·          Transparency, upward & downward accountability and good governance.
·          Recognition of all human beings have potentials to be creative.
·          Attainment of professional excellence, commitment and loyalty to organization, fairness and respects to organizational mission and goal.
·          Teamwork, mutual respects and trusts, openness, two-way feedback, positive thinking and proactive role.
·          Respect to all cultures and beliefs.
·          Creation of pollution free environment in the workplace
 
Activities of SDC :
 With a view to achieving the goal the significant activities of SDC are as follows-
 
Group formation and empowerment
Credit disbursement for income generation
Agricultural development programme
Livestock poultry and ficiaries development program
Education support programme
Afforestration program
Environment preservation & development programme
Water and sanitation programme
Relief, rehabilitation and infrastructure development program
Health, nutrition and family welfare
Existing resource management resource development
Training & Seminar
Capacity building of both staffs and beneficiaries
Human rights and arbitration activity
Development program for disabled
Advocacy and governance
Networking and linkage with different organizations of both GOs and NGOs.
Marketing promotion and group approach marketing system
Social security and gender equity
Technology transfer
Cultural function
 
Governing body of SDC:
The organization has both the general committee and executive committee through which, management guides and administers it in accordance with its corporate mission and protects its assets
 
General committee:
General committee is the highest body of SDC. It holds the supreme power of attorney of the organization. Presently, the general committee has a total number of 27 members from different professions and different stages. The general committee elects the executive committee for a period of two years. Generally the general committee meets once a year, if necessary, it can hold emergency meeting.
 
Executive committee:
The organization has a 9-member executive committee. The executive committee is elected from and by the general committee members. The members of the general committee elect the members of this committee for a period of two years. It performs all responsibilities on behalf of the general committee with a view to commensurate administering of the organization. All governance and policy decisions of SDC are made by the executive committee.
 
Working area of SDC :
SDC has been operating its all out programs and activities in 1018 villages of 196 unions under 16 upazila’s of 6 districts. Under Faridpur district the name of 9 upazilas are Faridpur sadar, Boalmari, Alfadanga, Madukhali, Nagorkanda, Saltha, Bhanga, Charvadrason & Sadarpur, under Gopalgonj district the name of 2 upazilas are Kashiani & Muksudpur and under Rajbari district the name of 4 upazilas are Rajbari sadar, Goalanda, Pangsha & Baliakandi, under Dhaka district the name of 1 upazila is Dohar , under Manikgonj district the name of one upazila is Horirampur and under Magura district the name of one upazila is Magura Sadar.
 
SDC’s Membership with Different Forums :
1)         Federation of NGOs in Bangladesh (FNB)
2)         Credit and Development Forum (CDF)
3)         National Forum for Welfare of Disabled (NFOWD)
4)         Practical Action-Bangladesh (PAB)
5)         Campaign for Popular Education (CAMPE)
6)         Campaign for Good Governance.
7)         Gender and Water Alliance (GWA)
 
Brief description of different on going programs of SDC:
 
1. Institution building program :
The main purpose of institution building is not only to improve the level of communication and accessibility between the public and the available services but also to make the women aware of these services and of such matters as their legal rights and social exploitation. The formation of small groups of rural poor and hard-core poor emphasizing women participation holding weekly meetings with the field staff of SDC is the first progressive step towards the development process. Each group comprising 25-30 members with in the age of 18-55 years and only one member from one family. During the weekly group meetings individuals and family problems are discussed and savings program is successfully implemented.

A village Development Committee is then formed as a combination of the smaller groups and its member’s meet monthly to discuss the village problems and the best way to cope with these matters. SDC would like to see in the foreseeable future at union level the formation of federation at union. The main objectives for this is that the women can then create and control their own resources and will have easier access to government facilities and institutes. The organized group members are now actively participating in much mediation / arbitration meetings and male counterparts to the community are accepting such mediation and arbitration.
 
2. Rural Micro-credit Program:
Credit program is the major and core program of SDC and from the very beginning it launched this program in small scale subsequently it received credit support from Palli Karma Sahayok Foundation (PKSF) in 1992. Since then SDC has gradually expanded this program in view of absolutely alleviating the poverty of the rural poor and hard core poor through resorting diversified small projects such as small business, nurseries, animal rearing, paddy husking, fish cultivation, bakery etc. The beneficiaries specially women are being empowered socially and financially through implementation of different IGA after receiving credit support
 
3. Micro-enterprise   Program :
Contemplating as a crucial program SDC has been implementing micro-enterprise program with technical and financial support of PKSF since 2004. Before this, SDC had operated this program in small scale among the advanced members of existing groups whose dealings was observed as good and who had also essential financial support in large scale for properly continuing their enterprises by its own initiative. After close observation and evaluation PKSF has given an approval to carry out this program and been providing financial support for commensurate implementation of this program.
 
4. Micro Finance and Technical Support (MFTS) Project :
SDC has been implementing this project through the collaboration and financial support of PKSF and IFAD since 2004 (2003-2004 fiscal year). The goal of this project is to develop the livelihoods and food security of moderate and hard-core poor households and the empowerment of women. The project objective is the adoption of sustainable income generating activities and livestock technologies by the target beneficiaries. Through this project different training courses on livestock’s are being provided to the beneficiaries. After ensuring training course credit support is provided to them. Through this process implementation of different livestock related IGAs are ensured by the beneficiaries. In new area offices before receiving livestock related training and credit support, social development training is insured among the beneficiaries who come forward to implement different IGAs under MFTS.
 
5. Ultra Poor Micro-credit Program:
With the collaboration and financial support of PKSF, SDC has been executing the ultra poor micro-credit program since 2005. The main thrust of the program is to bring the ultra poor people under micro- credit program and to develop their livelihood status through implementation of different need based income-generating activities. Through this program, SDC is providing micro-credit support among the ultra poor members who have not got hither to an opportunity of credit in a reduced service charge, 10% in comparison with service charge of another credit program, 12.5%. In this program, inclusion of deserving ultra poor member in the samity and operation of flexible credit system is strictly followed. Considerable and important criteria of the ultra poor members are women headed households, widow, divorced/separated from husband, victim of river erosion, beggar, marginal farmer, day laborer, parents of child labor, ex-sex-workers, tribal and others whose income below US$ 1 a day. However, SDC is administering the ultra poor micro-credit program in a befitting manner and with much reputation following a modified and specific credit policy through 6 branch offices. Special monitoring and follow up is being done in view of quality implementation of the program.  
 
6. Seasonal Loan Program:
SDC has been implementing the seasonal loan program since September 2006 through the financial support of PKSF in a befitting manner. The organization has launched this program with credit support to our existing beneficiaries. Under this program, after receiving the loan primarily the beneficiaries involved in the IGA of beef fattening. In this program, service charge of loan is collected from the beneficiaries with the rate of 2% per month. Through this program installment is being colleted at a time after certain duration (3 to 9 month). In this case one loanee can receive a seasonal loan even being a current loanee in view of getting additional income. The beneficiaries who have a good reputation in case of loan repayment and whose existing IGAs are going on proper and accordingly are getting loan under this project. According to the guideline of PKSF one beneficiaries can receive at beast TK.25,000 as seasonal loan in first circle. 
 
7. Livelihood Restoration Program (LRP):
With the collaboration and financial support of PKSF, SDC has been executing the livelihood restoration program since 2007. The main purpose of this program is to provide support to the existing members of the organization who are being the victims of natural calamities like- flood, draught, heavy rainfall river erosion, damage of crops, poultry and livestock to cope with the disastrous situation. Through this program, the amount of Tk. 1500 to Tk. 3000 is being provided as loan to the victimized existing members in a subsidized rate of 4% and the first installment is started after 3 months from the disbursement of the loan.In this case, one beneficiary can get this type of loan even being the loanee of other programs. However, SDC is administering the livelihood restoration program in a befitting manner and with much reputation following a modified and specific credit policy. Special monitoring and follow up is being done in view of quality implementation of the program. 
 
8. Agriculture-Sector Micro-credit Program:
With the collaboration and financial support of PKSF, SDC has been executing the Agriculture-sector micro-credit Program since 2008. The main thrust of the program is to bring the marginal and small farmers under micro- credit program and to develop their livelihood status through implementation of different agro based income-generating activities. The main thrust of this project is to develop the socioeconomic status of the target beneficiaries. Through this program, SDC is providing micro-credit support among the marginal and small farmers who have not got hither to an opportunity of credit support for the promotion of their agriculture. In this program, service charge of loan is collected from the beneficiaries with the rate of 2% per month. However, SDC is administering the ultra poor micro-credit program in a befitting manner and with much reputation following a modified and specific credit policy through 6 branch offices. Through this program installment can be collected weekly/ monthly/bi-monthly/quarterly/half yearly or at a time after certain duration (3 to 9 month). According to the guideline of PKSF one beneficiary can receive at beast TK.50,000 as loan in first circle. One beneficiary can also get at best two loans at a time or during in one circle, but; in this case the loan outstanding of that loanee by no means more than Tk. 50,000.Special monitoring and follow up is being done in view of quality implementation of the program. 
 
A village Development Committee is then formed as a combination of the smaller groups and its member’s meet monthly to discuss the village problems and the best way to cope with these matters. SDC would like to see in the foreseeable future at union level the formation of federation at union. The main objectives for this is that the women can then create and control their own resources and will have easier access to government facilities and institutes. The organized group members are now actively participating in much mediation / arbitration meetings and male counterparts to the community are accepting such mediation and arbitration.
 
2. Rural Micro-credit Program:
Credit program is the major and core program of SDC and from the very beginning it launched this program in small scale subsequently it received credit support from Palli Karma Sahayok Foundation (PKSF) in 1992. Since then SDC has gradually expanded this program in view of absolutely alleviating the poverty of the rural poor and hard core poor through resorting diversified small projects such as small business, nurseries, animal rearing, paddy husking, fish cultivation, bakery etc. The beneficiaries specially women are being empowered socially and financially through implementation of different IGA after receiving credit support
 
3. Micro-enterprise   Program :
Contemplating as a crucial program SDC has been implementing micro-enterprise program with technical and financial support of PKSF since 2004. Before this, SDC had operated this program in small scale among the advanced members of existing groups whose dealings was observed as good and who had also essential financial support in large scale for properly continuing their enterprises by its own initiative. After close observation and evaluation PKSF has given an approval to carry out this program and been providing financial support for commensurate implementation of this program.
 
4. Micro Finance and Technical Support (MFTS) Project :
SDC has been implementing this project through the collaboration and financial support of PKSF and IFAD since 2004 (2003-2004 fiscal year). The goal of this project is to develop the livelihoods and food security of moderate and hard-core poor households and the empowerment of women. The project objective is the adoption of sustainable income generating activities and livestock technologies by the target beneficiaries. Through this project different training courses on livestock’s are being provided to the beneficiaries. After ensuring training course credit support is provided to them. Through this process implementation of different livestock related IGAs are ensured by the beneficiaries. In new area offices before receiving livestock related training and credit support, social development training is insured among the beneficiaries who come forward to implement different IGAs under MFTS.
 
5. Ultra Poor Micro-credit Program:
With the collaboration and financial support of PKSF, SDC has been executing the ultra poor micro-credit program since 2005. The main thrust of the program is to bring the ultra poor people under micro- credit program and to develop their livelihood status through implementation of different need based income-generating activities. Through this program, SDC is providing micro-credit support among the ultra poor members who have not got hither to an opportunity of credit in a reduced service charge, 10% in comparison with service charge of another credit program, 12.5%. In this program, inclusion of deserving ultra poor member in the samity and operation of flexible credit system is strictly followed. Considerable and important criteria of the ultra poor members are women headed households, widow, divorced/separated from husband, victim of river erosion, beggar, marginal farmer, day laborer, parents of child labor, ex-sex-workers, tribal and others whose income below US$ 1 a day. However, SDC is administering the ultra poor micro-credit program in a befitting manner and with much reputation following a modified and specific credit policy through 6 branch offices. Special monitoring and follow up is being done in view of quality implementation of the program.  
 
6. Seasonal Loan Program:
SDC has been implementing the seasonal loan program since September 2006 through the financial support of PKSF in a befitting manner. The organization has launched this program with credit support to our existing beneficiaries. Under this program, after receiving the loan primarily the beneficiaries involved in the IGA of beef fattening. In this program, service charge of loan is collected from the beneficiaries with the rate of 2% per month. Through this program installment is being colleted at a time after certain duration (3 to 9 month). In this case one loanee can receive a seasonal loan even being a current loanee in view of getting additional income. The beneficiaries who have a good reputation in case of loan repayment and whose existing IGAs are going on proper and accordingly are getting loan under this project. According to the guideline of PKSF one beneficiaries can receive at beast TK.25,000 as seasonal loan in first circle. 
 
7. Livelihood Restoration Program (LRP):
With the collaboration and financial support of PKSF, SDC has been executing the livelihood restoration program since 2007. The main purpose of this program is to provide support to the existing members of the organization who are being the victims of natural calamities like- flood, draught, heavy rainfall river erosion, damage of crops, poultry and livestock to cope with the disastrous situation. Through this program, the amount of Tk. 1500 to Tk. 3000 is being provided as loan to the victimized existing members in a subsidized rate of 4% and the first installment is started after 3 months from the disbursement of the loan.In this case, one beneficiary can get this type of loan even being the loanee of other programs. However, SDC is administering the livelihood restoration program in a befitting manner and with much reputation following a modified and specific credit policy. Special monitoring and follow up is being done in view of quality implementation of the program. 
 
8. Agriculture-Sector Micro-credit Program:
With the collaboration and financial support of PKSF, SDC has been executing the Agriculture-sector micro-credit Program since 2008. The main thrust of the program is to bring the marginal and small farmers under micro- credit program and to develop their livelihood status through implementation of different agro based income-generating activities. The main thrust of this project is to develop the socioeconomic status of the target beneficiaries. Through this program, SDC is providing micro-credit support among the marginal and small farmers who have not got hither to an opportunity of credit support for the promotion of their agriculture. In this program, service charge of loan is collected from the beneficiaries with the rate of 2% per month. However, SDC is administering the ultra poor micro-credit program in a befitting manner and with much reputation following a modified and specific credit policy through 6 branch offices. Through this program installment can be collected weekly/ monthly/bi-monthly/quarterly/half yearly or at a time after certain duration (3 to 9 month). According to the guideline of PKSF one beneficiary can receive at beast TK.50,000 as loan in first circle. One beneficiary can also get at best two loans at a time or during in one circle, but; in this case the loan outstanding of that loanee by no means more than Tk. 50,000.Special monitoring and follow up is being done in view of quality implementation of the program. 
 
Under this program there are 46 schools where 1545 students (850 male and 695 female) are existed in this organization. Quality education is ensured by strong monitoring system. However, SDC is executing this program at Boalmari upazila of Faridpur district.
 
16. Vulnerable group Development (VGD) Program:
SDC has been implementing the VGD program with the collaboration of the Ministry of Children and Women Affairs of the Government of the People’s Republic of Bangladesh through the Department of Women Affairs since May, 2010. VGD program is the largest social safety net program of the government of Bangladesh that exclusively targets ultra poor households. The aim of this project is to improve the socioeconomic status of VGD women. The main objectives are to build the income-earning capacities of VGD women and to socially empower them through training on awareness raising, provision of training on variety of Income Generating Activities ( IGAs), provision of credit and other support services during and beyond the food assistance period.VGD women shall graduate into the core development program of SDC after completion of contract period and SDC shall continue the follow up services to the VGD women for three years after the completion of VGD cycle. Quality education is ensured by strong monitoring system. However, SDC is executing this program at 13 unions of Magura Sadar upazila under Magura district. The number of VGD women of this program is 2057.
 
17. Human Resource Development Program :
The major components under this program are Human and Institutional Development (HID) training and Technical Skill    Development (TSD) training. Human and Institutional development training helps to develop analytical skills, positive    attitudes, management and operational skills of both SDC’s staffs and organized group members. A total of 425 training courses on human and institutional development had been offered so far where, 10750 participants were attended. Technical Skill Development Training largely contributed to effective implementation of income generating activities through providing relevant information, management procedure and   environmentally sounds technology. Under technical skill development training, 1045 courses offered so far where 23540 participants attended.
 
18. Disaster Management Program:
Disaster management program is the own program of SDC. Through this program different types of awareness raising activities regarding disaster management are being continued by providing training support. Not only that, SDC has been providing different types of relief materials (cash and kind) among the beneficiaries who are the victims at the time of disaster.
 
19. Cultural Program:
SDC has a strong and competent theatre group. Different type of awareness raising programs have been accomplishing through this theatre group from its inception in view of accelerating and commensurate implementation of different projects. This theatre group has been praising from different NGOs, Govt. and Donor agencies for its excellent performance. This program is emphasized that the different program related scripts are prepared and delivered according to that.
 
Target Beneficiaries:
SDC’s target beneficiaries are both men and women (mainly women) having the following characteristics:
Landless, marginal & small farmers, fishermen, small traders, small entrepreneurs and homogeneous professional group members.
 
The legal status of SDC :
SDC had obtained registrations from the following departments as its legal entity-
1.         NGO Affairs Bureau- 533
2.         Department of Social Welfare- Fa-126.
3.         Department of family planing- 71/95
 
SDC’s Partner / Donor Organizations :
a.         Palli Karmo Shahayak Foundation (PKSF)
b.         Inter-Cooperation (IC)
c.         World Fish Centre
d.         European Commission (EC)
e.         Bangladesh Rural Advancement Committee (BRAC)
f.          NGO Forum
g.         Practical Action Bangladesh
h.         International Rice Research Institute (IRRI)
i.          World Bank
j.          Swiss Agency for Development & Co-operation (SDC)
k.          Ministry of Primary & Much Education
l.          Ministry of Children and Women Affairs & DAE of GOB
 
 
 

 

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