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Society Development Committee
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Socio-Economic Impact Report

Samitee
10676 (M-321,F-10355)
Members
196550 (M-7790,F-188784)
Loanee
140443 (M-4542,F-135901)
Job Creation
204,812 (approx.)
Districts
20
Upazilas
89
Unions
757
Villages
3643

Loan Disbursement, Portfolio Outstanding & Job Creation

Sl. Sector No. of Loans Disbursed Amount (BDT Crore) Portfolio Outstanding (BDT Crore) Share of Outstanding (%) Active Capital Ratio (%) Estimated Jobs Created
1 Housing, Land & Infrastructure[cite: 5] 46,208 830.08 580.96 50.91% 69.99% 55,450
2 Agriculture & Crop Cultivation[cite: 5] 48,527 394.37 240.40 21.07% 60.96% 67,938
3 Small Business, Trade & SME[cite: 5] 11,258 151.92 110.80 9.71% 72.93% 28,145
4 Livestock, Poultry & Dairy[cite: 5] 6,272 87.11 71.70 6.28% 82.32% 11,290
5 Transport & Mobility[cite: 5] 8,881 79.48 52.96 4.64% 66.64% 13,322
6 Water, Sanitation & Hygiene (WASH)[cite: 5] 18,749 83.83 51.53 4.51% 61.47% 20,624
7 Other Services & Economic Activities[cite: 5] 2,485 19.62 13.99 1.23% 71.33% 3,230
8 Manufacturing & Cottage Industry[cite: 5] 1,308 17.18 12.43 1.09% 72.34% 28,78
9 Fisheries & Aquaculture[cite: 5] 1,075 9.65 6.46 0.57% 66.98% 1,935
Grand Total[cite: 5] 144,763 1,673.23 1,141.23 100.00% 68.21% 204,812

Loans Disbursed in 2025-2026

Loans Vs Amount Disbursed in 2025-2026

Portfolio Outstanding

Share of Outstanding

Portfolio Analysis

Agrosor (Microenterprise / SME Loans)

Disbursed: BDT 836.28 Crore

Outstanding: BDT 609.35 Crore (53.39% share, 72.86% active retention)

Purpose: For business/enterprise development.

Jagoron (Microfinance)

Disbursed: BDT 527.14 Crore

Outstanding: BDT 311.66 Crore (27.31% share, 59.12% active retention)

Purpose: For livelihood development of unprivileged people.

Agrosor-CES (Clean Energy & Special)

Disbursed: BDT 73.11 Crore

Outstanding: BDT 67.71 Crore (5.93% share, 92.61% active retention)

Purpose: For exceptional long-term asset growth.

WSS (Water & Sanitation Services)

Disbursed: BDT 78.60 Crore

Outstanding: BDT 48.30 Crore (4.23% share)

Purpose: For safe water and sanitation facilities.

Agriculture & Special SME Products

(Agrosor-MFCE, Agrosor-SMART, Sufalan-SL, ENRICH, RAISE)

Outstanding: BDT 104.21 Crore

Purpose: For rural micro-entrepreneurs.

UN SDG Alignments

SDG 1: No Poverty

Empowering micro-entrepreneurs and vulnerable families.

SDG 2: Zero Hunger

Sustainable Agriculture (Over BDT 481 Crore invested in crops, livestock, and fisheries).

SDG 6: Clean Water

Clean Water & Sanitation (BDT 83.83 Crore allocated to WASH projects).

SDG 8: Decent Work

Decent Work & Economic Growth (Over 200,000 jobs created or sustained in rural and semi-urban Bangladesh).

SDG-16: PEACE & JUSTICE

Good Governance & Human Rights

Promoting institutional transparency, community safety, legal awareness, and peaceful coexistence.

SDG-17: PARTNERSHIPS

Collaborative Development

Partnering with national and international organizations, government bodies, and donors to scale up sustainable development impact.